1. Acceptance of Terms Welcome to The Bizfluencer! By accessing or using our website (the "Site") located at www.bizfluencer.co.za (the “Site”), you agree to be bound by these Terms of Service (the "Terms"), our Privacy Policy, and any other policies referenced herein. If you do not agree with these Terms, please do not use the Site.

The Bizfluencer reserves the right to change these Terms at any time, and such modifications are effective immediately upon posting.

2. Use of Our Site

2.1 Eligibility The Site is intended for individuals aged 18 years and older. By using the Site, you confirm that you are at least 18 years old or have parental consent.

2.2 Permitted Use You are granted a non-exclusive, limited, revocable license to access and use the Site for informational and personal purposes only. You agree not to use the Site in a way that violates any laws or regulations, or infringes on any third-party rights.
2.3 Prohibited Use You agree not to engage in the following activities: Copying, distributing, or disclosing any part of the Site in any medium. Attempting to interfere with the integrity or security of the Site. Using automated systems (e.g., "bots") to access the Site in a disruptive manner. Impersonating another person or misrepresenting your affiliation with a person or entity disruptive manner. Impersonating another person or misrepresenting your affiliation with a person or entity. The Bizfluencer reserves the right to terminate your access to the Site at its sole discretion for any prohibited use.  
3. Intellectual Property Rights All content, designs, graphics, logos, and text on this Site are the exclusive property of The Bizfluencer or its licensors. No part of this content may be copied, modified, distributed, reproduced, or exploited for commercial purposes without explicit written permission from The Bizfluencer

4. Third-Party Links Our Site may contain links to third-party websites. These links are provided for your convenience only, and we are not responsible for the content, accuracy, or privacy practices of third-party sites. Accessing linked sites is done at your own risk, and The Bizfluencer disclaims any liability associated with these sites.

5. Disclaimer of Warranties

5.1 General Disclaimer The Site is provided "as is" and "as available," without warranties of any kind, either express or implied. The Bizfluencer disclaims all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

5.2 Service Availability The Bizfluencer does not warrant that the Site will be uninterrupted, error-free, or secure, nor does it make any warranty as to the accuracy, reliability, or completeness of any content provided. We reserve the right to modify or discontinue any part of the Site without notice at any time.

6. Limitation of Liability To the fullest extent permitted by law, The Bizfluencer shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of or inability to use the Site, even if we have been advised of the possibility of such damages. In no event shall The Bizfluencer total liability exceed the amount you paid, if any, to access this Site.

7. Indemnification You agree to indemnify, defend, and hold harmless The Bizfluencer, its officers, directors, employees, and affiliates from any claims, losses, damages, liabilities, and expenses (including attorney's fees) arising out of your use of the Site, your violation of these Terms, or your infringement of any third-party rights.

8. Compliance with POPIA and GDPR

8.1 Data Collection We collect, process, and store your personal information in compliance with the Protection of Personal Information Act (POPIA) and, where applicable, the General Data Protection Regulation (GDPR). For more details, please refer to our Privacy Policy [insert link to Privacy Policy].

8.2 Client Consent By using this Site, you consent to the collection and processing of your personal information as described in our Privacy Policy. You have the right to withdraw consent at any time, subject to legal retention requirements.

8.3 Data Breach Notification In the event of a data breach that may affect your personal information, The Biz Hub will notify affected parties and the appropriate regulatory authority as required by POPIA or GDPR.

8.4 Your Rights under POPIA and GDPR Under POPIA and GDPR, you have the right to access, correct, or delete your personal information, as well as other rights as outlined in our Privacy Policy. You may exercise these rights by contacting us at tumi@bizfluencer.co.za

9. Termination of Access We may suspend or terminate your access to the Site at our sole discretion, with or without notice, for any conduct that we believe is in violation of these Terms or is otherwise harmful to the interests of The Bizfluencer or other users. Upon termination, all provisions of these Terms which, by their nature, should survive termination shall survive, including intellectual property provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Governing Law and Dispute Resolution

10.1 Governing Law These Terms are governed by and construed in accordance with the laws of South Africa without regard to its conflict of law principles.

10.2 Dispute Resolution In the event of any dispute arising out of or in connection with these Terms, the parties agree to first attempt resolution through informal negotiation. If a resolution cannot be reached, the dispute shall be settled by binding arbitration in Pretoria, South Africa.

11. Entire Agreement These Terms constitute the entire agreement between you and The Bizfluencer regarding your use of the Site and supersede any prior agreements or understandings. No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision.

12. Severability If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. Any invalid or unenforceable provision will be modified to reflect the parties' intent as closely as possible in a manner consistent with applicable law.

13. Contact Information For questions or concerns regarding these Terms, please contact us at: tumi@bizfluencer.co.za